What is left after the project sells
Acquisition, renovation, carrying cost and cost to sell, against the resale price.
The project
Short-term money is expensive; the point of this page is to show how expensive.
ARV
Per year, pro-rated
Per year, pro-rated
Projected net profit
$22,519
On $145,481 of your own money, that is a 15.5% return over 9 months.
Loan amount$255,000
Your down payment$45,000
Interest while held$2,231 a month, interest only$20,081
Origination fee$5,100
Other closing costs$10,800
Taxes & insurance held$4,500
Cost to sell$27,000
Loan against ARV56.7%
Total cash in the deal$145,481
What this page assumed
- Interest-only payments on the purchase loan for the whole hold; renovation draws are assumed funded from your own cash.
- The property sells at the value you entered, at the end of the months you entered. Both are estimates.
- No agent-side negotiation, no holding beyond the term, no cost overrun and no income tax is modelled.
- Every figure on this page is illustrative. It is not a rate, an APR, a quote or a commitment to lend.
Share this result
Every number above is held in this page's web address, so a copied link opens with your figures already filled in.
Talk it through with someone
A demonstration form. It validates, then shows you the thank-you state — it does not send, store or transmit anything.
Numbers are a start, not an answer.
A calculator does not know your credit, your reserves, the property, or what the seller will agree to. On a real site this is where you would talk to somebody.